AI Frontier Institute

HUMAN RIGHTS-AI-VIOLATIONS

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Illinois SB3364, introduced February 4, 2026 by Sen. Rachel Ventura, amends the Illinois Human Rights Act (775 ILCS 5) to establish new civil rights violations related to the undisclosed use of artificial intelligence in three contexts. First, under Section 3-102(I), it becomes a civil rights violation for an owner, real estate broker or salesman, or their agent to use artificial intelligence in a real estate transaction without providing notice to the other party that AI is being used. Second, under Section 4-102(G), it is a civil rights violation for a financial institution to fail to inform a loan applicant that AI was used to process their application. Third, under Section 4-103(C), it is a civil rights violation for a credit card issuer to fail to inform an applicant, upon request, that AI was used to process their credit card application. Fourth, under Section 5-102(D), it is a civil rights violation for a place of public accommodation to fail to inform a person that AI is being used to determine whether that person may enjoy the full and equal enjoyment of its facilities, goods, and services. The bill adds definitions of 'Artificial Intelligence' by cross-reference to Article 2 of the Act in Sections 3-101(J), 4-101(E), and 5-101(D). New Section 4-105 and amended Sections 3-102(I) and 5-102(D) all require the Department of Human Rights to adopt rules governing the circumstances requiring notice, the time period for providing notice, and the means of providing notice.

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