AI Frontier Institute

Prohibits discrimination through the use of clinical algorithms; provides exceptions for clinical algorithms that rely on variables to appropriately make decisions, including to identify, evaluate, and address health disparities.

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New York Assembly Bill 3993 (2025-2026 session), introduced by Assembly Member Forrest on January 30, 2025, proposes to amend the Insurance Law by adding a new Section 3243-a. The bill would prohibit insurers covered under the relevant article from discriminating on the basis of race, color, national origin, sex, age, or disability through the use of clinical algorithms in their decision-making processes. The bill carves out an exception allowing the use of clinical algorithms that rely on variables to appropriately make decisions, including to identify, evaluate, and address health disparities. The act would take effect immediately upon passage.

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